I’m recovering from bruised credit

Purchase or Refinance With Bruised Credit

The experienced Mortgage Brokers & Agents available here at MortgageProOntario.ca specialize in helping those in difficult credit situations buy a home.

We are partners with private lenders and financial institutions that specialize in bad credit mortgages, so we can help you find a mortgage that fits your budget. If any of the following circumstances are making it difficult for you to buy a home, then get in touch with us:

  • Bad/bruised credit
  • Bankruptcy
  • Collections
  • No established credit
  • No income verification
  • Divorce or separation

Three reasons buying a home is possible…with bad credit

Let’s begin by saying that neither you nor a lender want to get you into a home you can’t afford. That’s not a future you want. But sometimes, a difficult past is standing in the way of a bright future. Bad credit can do that to you. If you’re running into roadblocks or don’t think you can get mortgage financing, there are 3 reasons why your new home may be possible:

Skip the banks

We have partnerships with private lenders and financial institutions that specialize in bad credit mortgages. They will consider your application even after a consumer proposal or bankruptcy. And they’ll look at your overall situation and entire credit history.

Increasing opportunities

The number of investors willing to invest in credit challenged mortgages is growing as they search for higher yields than what is available in today’s low interest rate environment. With more capital available, our lenders are improving their mortgage offerings for credit challenged customers.

Effective strategies to improve credit rating

We have both simple quick tricks and sensible long-term strategies that can boost your credit rating quickly to help you qualify for a mortgage now… and can get you access to the best rates later.

Don’t let your past stand in the way of your future. If you have bad credit and live in Mississauga, Brampton, Oakville, Toronto or the GTA, then contact us today. We have helped many people improve their credit and find a mortgage lender that meets their needs.