Mortgage Blog

rental property

The benefits of a home with a rental unit

Five reasons to let renters help pay your mortgage Are you a savvy homebuyer? Then let renters help pay your mortgage. Recently Canada Mortgage and House Corporation (CMHC) announced that when qualifying for a mortgage, homeowners could now count all ...
improve mortgage qualifying success

How do I qualify for a mortgage?

Qualify for a mortgage - 5 ways to increase success Yes, new mortgage rules have made it harder to qualify for a mortgage, whether you are a first-time buyer or looking to renew or refinance your mortgage with a new ...
construction mortgage

A construction mortgage can help you build your dream home

Building your dream home is an incredible adventure, and you want it to be everything you've always wanted. So, how do you finance such a project, when it only exists on paper? A construction mortgage could be the answer, and ...
first-time homebuyer

Use RRSP for first home purchase

RRSP Home Buyers' Plan Thinking about buying your first home? Wish you had saved up a good down payment? Maybe you have, but didn’t know it. Designed to help first-time buyers get into home ownership, the federal RRSP Home Buyers’ ...
mortgage insurance

What is mortgage insurance and why do I need it?

You’ve finally found your dream home, and you want to make it yours. The combination of rising home prices, increasing taxes and unforeseen expenses related to home ownership can make saving for a 20 percent down payment very difficult. Consider ...
make financial resolutions

Six financial resolutions that can change your life

Feeling the post-holiday financial squeeze? You’re not alone. January credit card bills are arriving to remind us how much we spent on the festive season. That's why now is the perfect time to make sure you have the financial control ...
debt and credit issues

Review your spending habits

Plug the money leaks! The start to the new year in January makes it a great time to review your finances, and particularly your spending. Whether you are saving to buy a home or pay one off, your “money leaks” ...
work with a mortgage professional

Get unlimited private lessons with a Mortgage Professional

Work with a mortgage professional If there was a poster at the golf course with the word FREE, you’d be signing up, right? Well, this is better. When you work with one of our mortgage brokers or mortgage agents, you ...
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